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Paul Carpenter

Paul joined Warwick Credit Union in January 2024 and brings more than 25 years of experience as a frontline Banker and Credit Manager across retail, commercial and agribusiness finance. He holds formal qualifications in Management, Finance, Project Management and Operations.

Stephen Owens

Stephen was appointed interim Chief Risk Officer in July 2023 and moved permanently into the role in November 2023. He is responsible for developing appropriate frameworks and overseeing Warwick Credit Unions’ approach to credit, financial, operational risk, and regulatory compliance. He has more than 25 years experience in financial services in various roles with blue chip companies in the UK, USA and Australia. Stephen holds a Master of Business Administration, a business degree, is a professionally qualified Internal Auditor as well as a graduate member of the Australian Institute of Company Directors.

Kellie Doherty

Kellie has been with Warwick Credit Union for 14 years, previously employed as Regulatory Accountant before becoming Chief Financial Officer. She has completed a Bachelor of Commerce through USQ and is a Chartered Accountant and Graduate Member of Australian Institute of Company Directors.

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John Ford

John is a highly experienced banking executive with over 30 years’ experience working for seven (7) banks, building societies and credit unions during his banking career. He has a strong commitment to member owned banks, serving as CEO at three different ADI’s prior to commencing at Warwick Credit Union in August 2023.

His qualifications include a bachelor’s degree, Graduate Diploma in Business Studies, Advanced Diploma in Superannuation and is a graduate of the Australian Institute of Company Directors (GAICD).

Outside of banking, John has rural interests in Queensland and NSW.